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Banking Credit &
Risk Management

Content / Key Topics

  • Introduction to Finance and Accounting: This aims to provide students with a basic understanding of financial concepts and principles, including financial statement analysis, profitability measures, and financial statement preparation. Additionally, students will learn about how accounting principles are used in decision-making processes, such as budgeting and forecasting.
  • Economic and Industry Analysis: This module provides students with an understanding of the macroeconomic forces that impact business decisions. Students will learn about economic indicators, market trends, and how to conduct an industry analysis.
  • Financial statement and Ratio analysis: Students will learn about the elements of a financial statement and how to interpret financial statement ratios to evaluate a company’s financial health.
  • Lending Rationales [ Asset conversion/ Asset protection]: This course provides an understanding of the basics of lending processes and how to evaluate borrowers based on their ability to convert assets into cash and protect them from potential risks.
  • Cash Flow Mechanics and Projections: Students will learn how to forecast, analyze, and manage cash flow, including techniques for evaluating working capital and achieving positive cash flow.
  • Trade Finance: This will cover the fundamentals of trade finance, including international trade finance, trade instruments, and transaction services.
  • Credit structuring and problem loans: Students will learn how to evaluate credit risk, structure loans, and manage credit portfolios. Additionally, students will gain an understanding of problem loans and how to address them.
  • Legal aspects of Credit: This course provides an overview of the legal and regulatory framework that governs credit transactions.
  • Project Finance & Syndication: This module provides an understanding of the principles of project finance and syndication, including project evaluation, risk assessment, and syndication structures.
  • Risk Management: This module provides an overview of risk management practices, including risk identification, assessment, and mitigation strategies.
  • Financing & Evaluation of SME’s: This module provides an understanding of the specific financial and operational challenges faced by small- to medium-sized enterprises (SMEs). Students will learn how to evaluate and structure financing options that are appropriate for SMEs..

Learning Out comes

  • By end of this program, participants will have acquired the knowledge and skills to understand companies, projects, business models, Valuations techniques, Risk management strategies, Capital structure principles and financing proposals. They will then prepare qualitative & quantitative risk-based matrix for specific companies to use as the basis for financial analysis, project analysis, and risk decisions.